- Wealth PMS (50L+)
The internet portal “Capitalmind” is owned and operated by WIZEMARKETS ANALYTICS PRIVATE LIMITED (“WAPL”). Throughout the site, the terms “we”, “us” and “our” refer to CAPITALMIND. Any and all rights arising out of or in relation to this website, including all information, tools and services availed by you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here belong solely to WAPL.
By visiting our site and/ or subscribing to a service and/or any product from us, you and you alone engage our “Services” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or the website or as may be notified to you from time to time. These Terms of Service apply to all users of Capitalmind, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content. Please note that our site, Service and/or any products that are displayed or accessed by you are purely for informative purposes only and do not constitute any binding opinion or direction on you and you are solely responsible and liable for your conduct and/or actions/omissions taken pursuant to such information shared by us.
Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you do not have the authority or any right to access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.
Any new features or tools or services which are added to the Website shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this webpage. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. You shall be solely liable to check this page periodically for changes to any terms or conditions of use or any policies thereto. Your continued use of or access to the website following the posting of any changes constitutes acceptance of any changes/amendments made to the said terms and conditions and/or policies or any notifications qua the same.
SECTION 1 – ONLINE STORE TERMS
By agreeing to these Terms of Service, you represent that you are at least 18 years of age or more, and you have given us your consent to allow any of your minor dependents to use this site.
You shall not make use of directly or indirectly the services and/or products displayed on this website or page in violation of any applicable laws in the Republic of India (including but not limited to copyright laws).
The services and/or product or information of any kind on the Website or in relation thereto shall be used by you alone and you represent and warrant that you shall not enter into any transactions with any third parties by which they are made privy to the services or products or information of any kind on the website or in relation thereto whether for pecuniary gains or otherwise.
You shall not transmit any worms or viruses or any code which causes directly or indirectly the running of this website to suffer in any manner.
A breach or violation of any of the Terms will result in an immediate termination of your Services and we shall be constrained to pursue legal action (civil or criminal) against you.
SECTION 2 – GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us. Any contravention of this provision shall entitle us to sue for intellectual property infringement along with any other legal action as the case may be.
The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.
SECTION 3 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is solely at your own risk and you agree to not hold us liable for any action that you undertake with regard to your finances.
This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.
SECTION 4 – MODIFICATIONS TO THE SERVICE AND PRICES
Prices for our services are subject to change without notice to you.
We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice to you at any time.
We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service in any manner.
SECTION 5 – PRODUCTS OR SERVICES
We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at our sole discretion. We reserve the right to discontinue any product or service at any time.
We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.
SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.
You agree to provide current, complete and accurate purchase and account information for all purchases made at our site. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed. In the event you have failed to meet your obligation as per this provision, you agree to not hold us liable for failing to get in touch with you for any information in relation to your services.
SECTION 7 – OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.
You acknowledge and agree that we provide access to such tools “as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. You by agreeing to use our Services also agree that we shall have no liability whatsoever arising from or relating to your use of optional third-party tools and that such usage by you is solely at your risk and liability.
Any use by you of optional tools offered through the site is entirely at your own risk and discretion and it is your liability alone to ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.
SECTION 8 – THIRD-PARTY LINKS
Certain content, products and services available via our Service may include materials from third-parties. The usage or reliance on any such content, products and services from third parties is entirely at your discretion and risk and we shall not be liable for the same directly or indirectly in any manner.
Third-party links on this site may direct you to third-party websites that are not affiliated with us and we have no privity to their operations or content in any manner. We are not responsible and/or liable for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.
We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. There is no privity of contract on our part in such third-party based dealings by you. You shall be solely liable for reviewing the third-party’s policies and practices and making sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party and you agree to not address the same to us or hold us liable in any manner.
SECTION 9 – USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example slack comments or contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.
We may, but have no obligation legal or otherwise to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service. You can read more about this in our Code of Conduct.
You agree that your comments shall not violate any right of any third-party or any Applicable Laws in the Republic of India, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments shall not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You shall not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible and liable for any comments you make and their accuracy. We are not liable for any comments posted by you or any third-party.
SECTION 10 – PERSONAL INFORMATION
SECTION 11 – ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).
We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.
SECTION 12 – PROHIBITED USES
In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content in violation of the laws applicable in the Republic of India including without limitation: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral or illegal purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet; or (l) to use our service to sell or market non Capitalmind product/services to other Capitalmind users or members; or (m) to copy content from any Capitalmind property and share it on other blogs, forums, groups, sites etc. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses or without any reason whatsoever.
SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
We do not guarantee, represent or warrant in any manner that your use of our service will be uninterrupted, timely, secure or error-free.
We do not warrant that the results that may be obtained from the use of the service will be accurate, profitable or reliable.
You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.
You expressly agree that your use of, or inability to use, the service is at your sole risk. The service provided by us through products or otherwise on this website is purely for informative purposes only and it shall solely be your discretion to act in accordance with it or not. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
In no case shall Wizemarkets Analytics Private Limited that operates the internet portal “Capitalmind”our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable to you or any third party for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
SECTION 14 – INDEMNIFICATION
You agree to indemnify, defend and hold harmless Wizemarkets Analytics Private Limited and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, arising due to your violation of any applicable laws of the Republic of India and/or made by any third-party due to or arising directly or indirectly out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any applicable laws or the rights of a third-party.
SECTION 15 – SEVERABILITY
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.
SECTION 16 – TERMINATION
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.
You agree that your access of this Website and to any services and products offered by us is solely at our discretion and we may discontinue your enjoyment of these services at any point without any notice. If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
SECTION 17 – ENTIRE AGREEMENT
The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.
These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.
SECTION 18 – GOVERNING LAW
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of India and jurisdiction of Bangalore, Karnataka.
SECTION 19 – CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service at any time at this page.
We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is solely your responsibility and obligation to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.
SECTION 20 – CONTACT INFORMATION
Any queries or Questions about the Terms of Service should be sent to us at email@example.com or firstname.lastname@example.org
Wizemarkets Analytics Private Limited (hereafter referred to as “Capitalmind”) is a SEBI registered Portfolio Manager (INP000005847).
Capitalmind reserves the right to select the users of the Website and may take decisions as to whether a person is permitted or not to use the services provided on this Website.
Capitalmind offers different services including Premium, Wealth and portfolios on Smallcase that are described below.
Capitalmind offers Research and Model Portfolios through Capitalmind Premium (capitalmind.in) – our subscription product for investors looking to become better investors and manage their money on their own (“Premium”)
Capitalmind offers Portfolio Management Services through Capitalmind Wealth – our wealth management service for investors who can invest more than INR 50 lakhs and are looking for someone to manage their money for them (“Wealth”).
Capitalmind offers Model portfolios on this Website (“Smallcase”) that may be variants of similar portfolios we offer in our Portfolio Management Services (Wealth) or Subscription services (Premium).
Variations between similar portfolios across these services are often due to liquidity of the stock or limitations of the service (Wealth vs Premium vs Smallcase etc). Each of our services follows its own cadence and frequency of updates – portfolio changes, exits, additions etc. that are determined by the Capitalmind team as per its own judgement.
Customers of any Capitalmind service should take note that the various services (Wealth vs Premium vs Smallcase etc.) may not be aligned when it comes to portfolio and investment recommendations. For example, a recommendation made in one service may have already been made or may be made later in the other services. Further, portfolio changes in one service may run counter to positions in a different service offered by Capitalmind, and any such conflict is incidental and not by design.
No content on this Website should be construed to be investment advice. Information on this Website including data, reports, [index value, return numbers or rationale] are for information purposes only. Users should use their own judgment or consult a qualified financial advisor prior to making any actual investment or trading decisions.
While the Website may state strategies or positions in the market, the intent is solely to showcase effective risk-management in dealing with financial instruments. Any trading done on the basis of this information is at your own, sole risk. Equity investments, stocks and ETFs are subject to market and investment risk. Users may experience significant loss of capital and please note that past returns do not guarantee future returns. [Charts and performance numbers are backtested / simulated results calculated via a standard methodology and may not include the impact of transaction fee and other related costs. Data used for calculation of historical returns and other information is provided by exchange approved third party data vendors and has neither been audited nor validated by Capitalmind.]
The information, material and services provided on this Website is on an “as is” basis. While Capitalmind takes all due measures to ensure that the information on this Website is reliable, the information may not be accurate. The positions stated on the Website are simulated based on sample sets and are calculated via standard methodology and are not a comprehensive reflection of all positions taken by all our clients. Some of the information provided herein may be dated and may not reflect the most current positions taken by Capitalmind in each of its strategies.
Articles, reports, data provided by contributors are solely their personal views and Capitalmind does not endorse any of them and such views shall not be considered as views of Capitalmind.
Information on this Website may not be suitable for all investors and investments shall be made in view of the risk appetite and investment objective by each User. Capitalmind does not offer any product/service with assured/guaranteed returns.
Capitalmind, its directors, subsidiaries, affiliates, employees, agents or representatives shall not be responsible for any losses, damages or any expenses of whatsoever nature arising out of the investment decision taken by any person by use of or relying on the information provided on this Website.
Capitalmind relies on services of certain third parties and may refer to or provide information or links to third party sites. Capitalmind does not bear responsibility for the services provided by such third parties and for any third-party links and inclusions.
The payment you make to Capitalmind for our Premium subscription is the fee to access the paywalled sections of our website. It is not the funds you will invest in any of the portfolios.
If you are not agreeable with any of the terms and provisions mentioned herein, you are requested to please refrain from usage of this Website. Capitalmind does not offer refunds.
Support – Contact us at email@example.com for any queries and assistance.