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26 ArticlesULIP

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Would you pay 65% commissions?

Some people do, it seems – to buy this Birla Sunlife ULIP – the first year policy premium allocation charge is 65% for a 15 year plan. The net ...

Do NOT buy LIC's Money Plus ULIP

It seems that LIC advisors have been distributing pamphlets saying that a plan named LIC Money Plus, a ULIP, demonstrating how you can invest only Rs. 10,000 ...

ULIP costs – lining advisors pockets

Kartik Jhaveri writes about how you can lose a lot of money by blindly following insurance advisors. (“How Mr. Singh lost 24 lakh just like that“). ...

ULIP NAV comparison table

Plan Oct 6, 2005 Oct 6, 2006 Growth SBI: Horizon 15.590 24.420 56.64% Sensex 8,528.700 12,372.810 45.07% Kotak aggressive 14.745 21.192 43.72% Reliance Life ...

ULIPs: Stay or get out?

PC asks: I would like your opinion on the investment that i made this year. One of my colleagues suggested me to put in my money in ulip’s. I foolishly ...

Comparing ULIP returns to Mutual Funds

If you think Unit Linked Insurance Policies give equivalent returns to Mutual Funds, think again. I compared the returns of the same management – ...