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The Maclor (MCLR) Update Tracker – April 18th 2016

As a follow-up to our note on the MCLR (Marginal Cost of funds based Lending Rate) and how it was going to change the way banks lend in India, we are going to ...

Apr 18, 2016

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Suckered: Bank Of Baroda Sees a 375 Cr. Fraud And Quietly Takes The Hit, But Who is the Company That Frauded Them?

Bank of Baroda has an interesting footnote in the Sep 2015 results: Wow, you think. 375 crores! That’s a lot of moolah to lose in one fraud. But ...

Nov 18, 2015

Axis Bank Sold 1820 cr. of Loans at 65% Loss to ARCs, Drags Down Stock 7%

Axis Bank has fallen majorly today. It fell from 521 yesterday to 482 today, a fall of 7.5%. There’s a good reason: the worries about asset quality. In ...

Oct 28, 2015

Black Money Laundered Through Bank of Baroda’s Delhi Branch, Dummy Imports Worth 6,000 cr. Found

Bank of Baroda’s officials in their Ashok Vihar (Delhi) branch seem to be doing something really shady. More than 6,000 cr. was found to have been ...

Oct 14, 2015

RBI Says Duh, Real Estate Demand Can Be Driven Far More If Developers Cut Prices

Rajan, in an interview with Arundhati Bhattacharya (Chief of SBI) shows some real gumption when AB asks him: “I was thinking if it is possible for a ...

Aug 21, 2015

New Payment Bank Licenses are Finally Here. Here's What They Can Do.

Yay! RBI has finally granted in-principle approval to 11 payment banks: Aditya Birla Nuvo Limited Airtel M Commerce Services Limited Cholamandalam Distribution ...

Aug 19, 2015

The Summary of the RBI Policy Today, In Which They Did Not Cut Rates

RBI did not cut rates today, like we had expected them not to. There was no reason to cut, and in fact more reasons not to. What the RBI said was: We’re ...

Aug 04, 2015

The Strategic Debt Restructuring Rules by RBI – Banks Will Convert Debt to Majority Equity

There’s a new law in town. It’s a Strategic Debt Restructuring proposal by RBI. It’s kinda boring to go through the whole thing. But at ...

Jun 09, 2015

Interviewed at ET Now: On Splitting Airtel, The Upgrade of Persistent Systems and The Bank EPS Push

I was interviewed on ET Now Today, and here are the snippets. Plus, clarifications Splitting Airtel’s business a good idea, but may hurt Indian ...

May 20, 2015

Your Home Loan Interest Rate May Not Fall When Bank Rates Fall, See How HDFC Bank Does It

Banks are having the last laugh even as they reduce base rates, because they won’t lose money from customers who should, but won’t see a rate ...

Apr 08, 2015

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