- Wealth PMS (50L+)
In today’s episode, we delve deep into the recent actions taken by the Reserve Bank of India (RBI) towards the end of 2023 and the ensuing ripple effects they’ve set off.
The RBI, often the silent architect of our financial landscape, has made strategic manoeuvres that reshape the terrain for banks, non-banking financial companies (NBFCs), and borrowers.
Discover how these regulatory shifts could impact financial decisions and the broader economic landscape. From the nuances of risk weights to the implications for personal loan growth, this episode promises to demystify the complex world of financial regulations in a digestible and engaging format.
Here is a quick overview of what we talk about:
00:00 Introduction and Disclaimer
01:34 Deepak demystifies the two new regulations by RBI on Banks and NBFC’s
05:37 What’s the impact of these new regulations? Why should we care?
16:05 Why is RBI more concerned about the personal loans?
24:54 Why aren’t you positive about the RBI action here? What’s wrong with the slowing loan growth?
32:20 Startups are ready to take the risk then why is RBI stopping them?
45:14 Even after this bull run why isn’t there lending against securities?
52:11 RBI has a new rule prohibiting Banks and NBFC’s from evergreening loans through AIFs.
01:03:51 Is this a warning a sign that the economy is over-heating?