- Wealth PMS (50L+)
You’ve tuned in to another episode of The Capitalmind Podcast, where we tackle a question that’s been on your mind: “I cashed in my ESOPs and with a lumpsum in hand, what’s my next move?”
In a world where SIPs are all the rage, we’re steering the ship towards understanding how to plan investing a lump sum amount in 2023. Weather its your esops, windfall gains, founders exit or a yearly bonus – you’re bound to find yourselves wondering how to invest lump sum amount?
Deepak & Shray walk you through the aspects of managing, deploying and even spending that lumpsum gain. If you sit with a paper and pen, you’ll probably have a step by step plan for yourselves.
This episode covers:
Lastly, for those who’ve experienced an ESOP exit or find themselves grappling with a lump sum, our website capitalmindwealth.com offers tailored services designed to cater to portfolios exceeding 50 lakhs. For feedback and podcast ideas, write to us at email@example.com.
01:30 ESOPs taxation and Whats the right way to allocate large lumpsum amount?
18:43 Which option is more preferable: Paying off housing loans sooner or investing in the market.
29:50 How to plan for your kids education?
34:57 Whats the simple rule of thumb for retirement planning?
40:21 If you have a large sum to invest, should you invest it via SIP or Lumpsum?
49:45 Don’t fall for the products that assures you low risk and high returns.
59:36 Say no to angel investing
01:04:04 Consumption – all the things you wanted to do, make that list and get on with it.
01:12:24 Types of windfalls: End year bonus vs exit from some ESOPs or synthetic ESOPs
01:20:43 Charity and Philanthropy
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