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Private Banks Hike Rates, Public Sector Banks Drop Rates Since 2012

The RBI released some interesting data today about interest rates on a bank sector wise basis. While we focus on the repo rate, what really matters is the rates at which banks lend onward. And that rate has, as a whole, been coming down!

Let’s first look at the repo rate of the RBI in the last two years. We might have moved to hiking rates recently, but it still remains lower than the highs in early 2012 . . .

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