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30% of All Bank Deposits are in Mumbai and Delhi

Banking Statistics often throw up interesting statistics. Going through the latest "Quarterly Statistics of Credit and Deposits” provided by the RBI throws some light on the banking system in the country.


Mumbai and Delhi account for 30% of all deposits and 38% of all credit

Yes, it’s true that many companies are headquartered here. But it’s incredible how much the system is skewed towards them.

These two cities – they have about 40 million people, about 4% of India’s population – are 1/3d of India’s banking system.

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