- Wealth PMS (50L+)
There seems to be no single place which you can query for NAVs (Net Asset Values) of ULIP (Unit Linked Insurance Plans) of various Insurance Companies in India. (I have spoken about ULIPs earlier, here and here).
For Mutual Funds you can visit http://www.amfiindia.com for daily NAVs of all Mutual funds, both Open and Closed Ended. Unfortunately there is no such link for Insurance company ULIP NAVs.
|Company||ULIP Name||NAV Page|
|AMP Sanmar||Kanaka Shree||Click Here|
|Aviva||All plans||Click Here|
|HDFC Insurance||All plans||Click Here|
|Prudential ICICI||All plans||Click Here|
|ING Vysya Life||All plans||Click Here|
|OM Kotak||All plans||Click Here|
|LIC||All plans||Click Here|
|Max New York Life||Life Maker (Investment)
Life Maker (Pension)
|Met Life||All plans||Click Here|
|SBI Life||All plans||Click Here|
|Sahara India Life||Sahara Sanchay||Click Here (*)|
|TATA AIG||Individual Plan||Click Here|
|Group Pension Fund||Click Here|
(* Sahara India Life: Very slow scrolling NAV appears on empty screen)
I firmly believe that all Insurance companies MUST send daily NAV details to AMFI India, after all the units are like Mutual Funds. Also the companies must detail out:
I believe points 1, 2 and 4 seriously impact your returns. For instance if I bought 1000 units today and the NAV gained 25% in one year. Have I made 25%? No! Because the Insurance company removed 50 units (say) as monthly charges, fund management charges etc. all together. (Forget the mortality charge for now, that’s not comparable)
So I made lesser money than I thought, and to find out how much I have lost, I have to keep asking the insurance company how many ULIP units I have left. Not a very sound investing principle, in my opinion, since you can’t calculate your liquidity!
But still, I hope this NAV Link List helps. Do add a comment if I’ve missed anyone out, or if the links are wrong.
Update 9/2/06: I found that a moneycontrol page that consolidates ALL the NAVs.